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How to File a Truck Accident Claim The majority of accidents involving trucks are caused by carelessness on the part the truck driver, or a trucking company. In most cases, victims of injury are required to start a lawsuit to get compensation for all accident-related costs. Medical bills are a common cost for truck accident victims. The insurance company of the responsible party could require an independent medical examination in order to be able to see the extent of your injuries and how they affect your daily life. Medical Care You should seek immediate medical attention following an accident involving a truck to ensure your safety and health. In addition, getting medical attention as quickly as you can will make it easier to note your injuries in your claim. This will also assist you to build stronger evidence that your injuries were the result due to the accident. Medical expenses are an essential part of any personal injury claim. They are a way to show the extent of your injury and how it has affected your life. You may not be eligible to receive full compensation if you don't have a solid record of your injuries. In some instances medical treatment may be so extensive that it stops you from working or returning to normal activities. In this situation, you may be eligible for compensation for loss of income. You could also be eligible for reimbursement of the cost of any assistive device that you require to live the normal life. In the event of an accident, several parties could be held responsible for an accident involving a truck. These parties include: Truck drivers: Drivers of trucks can be employees of a company who are bound by a contract to work for a specific employer or independent owner-operators that operate their trucks for themselves or a shipper they contract with. Truck drivers who are negligent, reckless or engage in reckless driving may be held accountable for causing an accident. Other drivers: If another driver's negligence contributed to a crash, that person could be held responsible. Other drivers are usually accountable for truck accidents, especially when the driver who was at fault was reckless or was distracted. hialeah truck wreck lawyer may try to minimize your claim, by shifting blame, recording your statement against you, or tricking you into admitting that they are at fault. This is why you should to hire a skilled truck accident lawyer. Your lawyer will fight to defend your rights and make sure the responsible party pays what you're due. Lost Wages Truck accidents are not the usual. These kinds of crashes are more serious and more likely to cause permanent disability and long-term injury. They also carry larger loads, which can cause more risk to the occupants. There are various kinds of truck drivers, including owner-operators who own their own vehicles and contract with shippers to haul goods for a fee, or company drivers who drive the vehicles of their employers. Both parties can be held accountable in a crash that involves commercial vehicles, based on the circumstances. Someone who is injured in a crash involving a truck and is unable to work could be entitled compensation for lost wages. The amount they could have made during the time they were unable to work due to their injuries is used to calculate the compensation. This includes regular wages and benefits like paid time off or overtime. In order to award damages for lost wages, a judge usually reads a letter from injured party's doctor that describes their treatment plan and explains why they were unable to work. A letter from their employer confirming their salary, hourly pay and the number of days they were unable to work because of their injury is also required. After all the evidence has been taken into consideration and analyzed, your lawyer will draft an order form that outlines how much you have lost as a result of the truck accident. This is sent with a clear message to the insurer of the other driver, detailing the details of the incident and the extent of your injuries. There may be a back and forth communication throughout the negotiation process and if a deal is not reached, your attorney will bring a lawsuit on your behalf. In the majority of cases, a plaintiff may seek compensation for lost wages by claiming the at-fault driver's bodily injury liability. If this coverage is not available, a person who was injured by an uninsured or underinsured driver can file a claim through their own car insurance company, up to their personal injury protection (PIP) coverage limit. Suffering and Pain Truck accidents can cause emotional and physical pain in addition to financial loss. These non-economic damages are usually difficult to put a dollar figure on, but they still warrant monetary compensation. A knowledgeable New York truck accident lawyer can review your case and determine the value of your non-economic injuries. One good example of non-economic losses is the inability to pursue hobbies or participate in your favorite pastimes because of injuries. You could also be missing out on vacations and other activities that make life more enjoyable and you should be compensated for this loss. Other examples of non-economic losses are loss of consortium and enjoyment of life. It's important to seek immediate medical attention for any injury after a collision with a large truck. This will not only help you maintain your health but also serve as an important document to file any future personal injuries claims. Even if your injury appears small, it's important to undergo a thorough assessment. Over time, medical professionals can determine the extent of your injury and give you the correct treatment. The next step is to have your attorney review all the evidence and compile an order letter that sets the compensation you require. Your lawyer will then forward the demand letter to the parties at fault and their insurance companies. Your lawyer will be ready to go to trial if they fail to comply with your demands. This shows that you are not willing to back down, and that they should be treated with respect when they are attempting to offer you a fair settlement. Also, be prepared for the party at fault's insurance provider to contact you regarding the collision and the injuries you sustained. They're often “wolves dressed as sheep,” and will attempt to obtain information from you, which they could twist out of context and use against you in court to minimize the amount you receive in settlement. You are able to avoid making statements that could be used against your own interests by letting your attorney handle all communications with insurance companies and others. Damages Damages are the primary component of any truck crash claim. These can be financial like medical bills and lost wages, or non-economic, such as pain and suffering. All injuries are the result of negligence. To be awarded compensation the victim has to prove that the responsible party did not take reasonable care while operating or maintaining their vehicle or acted recklessly while driving. As a result of the massive size and weight of these vehicles, the victims can sustain severe injuries in even the most minor accidents. Even if you feel that your injuries are minor It is imperative to seek medical attention immediately. This will not only safeguard your health, but it will also provide crucial documentation in the event of a possible injury claim. This will allow the insurance company to understand the full impact of your injuries and may stop them from arguing that you are not as seriously injured as you claim to be. Additionally, it is crucial to keep track of all expenses related to your accident. You must keep an eye on any travel expenses you incur to make it to appointments with your doctor and other treatments. Also any property damage that is caused by the accident. This includes your car that could be damaged to the point of total loss in addition to other personal possessions such as jewelry and watches. It is normal for the insurance company of the responsible party company to try to contact you within a few hours of your crash to offer a settlement. But, you should stay clear of making contact with them or entering into a settlement without first consulting an experienced truck accident lawyer. These people often try to entice you into accepting lower offers that do not enough cover the costs associated with your accident. A lawyer who is knowledgeable can review your records and provide you with an accurate estimate of your case. Your lawyer will also determine if additional damages, like punitive damages are available. These are damages that are designed to punish the person who committed the offense, and discourage others from engaging in similar behaviour.